NRB Reduces Directed Loan Limit to 30 Percent

• Nepse Talk
• Mar 18, 2026
• 2 views

NRB loan limit lowered to 30% to ease pressure on banks

The Nepal Rastra Bank has reduced the NRB loan limit that banks are required to provide to certain sectors from 40 percent to 30 percent. This gives relief to banks that were unable to meet the earlier requirement.

Under the new rule, banks must lend at least 10 percent of their total loans to agriculture. The remaining 20 percent should go to sectors like energy, tourism, MSMEs, IT, and industries using domestic raw materials.

Banks that have already given more than 10 percent to agriculture can count the extra toward other sectors.

Other financial institutions also have updated rules:

• Development banks must lend 20 percent of loans to priority sectors, with limits of Rs 30 million for agriculture, tourism, energy, IT, and MSMEs, and Rs 50 million for manufacturing.
• Finance companies must lend 15 percent to these sectors.

The new rules will take effect from mid-January 2083 BS. This is likely to enable the banks to effectively manage loans while still supporting key sectors of the economy.

Stay tuned to NepseTalk for the latest news.

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